A Mechanical Warranty does not cover pre-existing damages to your vehicle. Insurance companies are under no obligation to pay for damages to your car that were incurred before you purchased a policy from them. A Mechanical Warranty is designed to offset the repair and labour costs when a mechanical or electrical breakdown occurs.
What does pre-existing damage mean?
When it comes to car insurance, the term “pre-existing damage” is any damage that was already present on your vehicle before the policy was purchased.
If insurers were required to pay for damage that was present before a policy was purchased, their level of liability would increase. Insurers have various methods to prevent claims for pre-existing damage. Some insurers have waiting periods, while others require photographs of a vehicle before the policy is activated.
Does a Mechanical Warranty from Bidvest Insurance cover pre-existing damage?
No. Unfortunately, a Mechanical Warranty from Bidvest Insurance does not cover pre-existing damage. Insurance companies are under no obligation to pay for damages to your car that were already present before you purchased a policy.
What will a Mechanical Warranty from Bidvest Insurance cover?
The Bidvest Insurance Mechanical Warranty policy is designed with your car in mind. The policy covers a wide range of mechanical and electrical components. These include:
Engine components
Maintaining your engine components is important. Your engine components serve important roles in keeping your car on the road. If your car experiences a specified engine problem, you’re covered with Mechanical Warranty. Your Mechanical Warranty cover includes:
- Cylinder heads
- Engine mounts
- EGR valves
- Exhaust manifolds
- Intake manifolds
- Flex plates
- Flywheels
- Ring gears
- Spigot bush/bearings
- Seals pulleys
- Tensioners
- Gaskets
Gearboxes
Gearboxes are renowned for breaking down at the worst possible time. A damaged gearbox can cause serious, irreparable and expensive damage to your whole vehicle. Your Mechanical Warranty from Bidvest Insurance covers you for:
- Gear levers
- Gear linkage
- Torque converters, bushes and internal shift selectors
- External shift linkage
- Transmission mounts
- Clutch master cylinders
- Clutch slave cylinders
- Release bearings, seals and gaskets.
Steering mechanism
Your Mechanical Warranty covers these parts of your car’s steering mechanism:
- Steering rack and pinion
- Steering box
- Power steering pump and reservoir
- Tie rod assemblies
- Idler arm
- Relay rod
- Pitman arm
- Steering column shaft, steering column coupling, steering damper, seals, and gaskets
Suspension
Your Mechanical Warranty from Bidvest Insurance covers these parts of your car’s suspension:
- Upper and lower control arms
- Control arm shafts and bushings
- Torsion/stabiliser bars
- Radius arms
- Upper and lower ball joints
- Springs
- Electronic modulated suspension actuator/pumps, seals, link rods/arms and gaskets
Braking system
Don’t let costly repairs stop you dead in your tracks. Your Mechanical Warranty from Bidvest Insurance covers these parts of your car’s braking system:
- Master cylinders
- Wheel cylinders
- Callipers
- Servo unit
- Anti-lock braking system activator
- Vacuum pump and sensors
- Parking brake cable
- Parking brake ratchet mechanism
- Hydraulic lines
Fuel system
- Fuel pumps
- Injection pump
- Air-flow metre
- Throttle body
- Warm up regulator
- Fuel accumulator
- Fuel injectors
- Fuel lines
- Fuel tank
- Carburetor
- Seals
- Gaskets
While we can’t budget for everything, we can prepare for the worst. With a Mechanical Warranty from Bidvest Insurance, we keep your most valuable asset moving, your vehicle. Extend the lifespan of your car with South Africa’s most reliable car warranty.
